Market Leader in IT Solutions to Alternative Financial Services Industry
Premier Software for the Short Term Financial Solutions Industry

Products and Solutions


QFund is the market leading premier software for short term financial solutions Industry. QFund provides a comprehensive web-based PoS solution capable of handling various short term finance transactions such as Payday Loan, Check Cashing, Installment Loan, Title Loan and Auto/Equity Loan.

QFund is built to suit the business & regulatory requirements of organizations operating in the short-term retail financial solutions industry This entirely web-based solution has proven implementations in over 6000 stores front locations in the geographies of USA, UK & Canada. QFund’s strong Product Development practice ensures exemplary documentation and packaging of software solutions, which are currently one of the best in the world. QFund has a definite edge on its competitors in delivering world class solutions. QFund is Reliable, User-friendly, Scalable, Secure and run on Modular Technology Platform.

QFund’s product division in Virinchi has a separate dedicated team of professionals who have been continuously working on enhancing the product functionality, making it robust and scalable on Java and other platforms. The team comprises of 150 knowledge resources with a healthy mix of project managers, functional analyst, architects, developers and testers. The team has an expertise in both J2EE and .NET technologies. QFund’s strong product development practice ensures exemplary documentation and packaging of software solutions, which is currently one of the best in the world. Virinchi offers QFund in an ASP model

Key Modules
Administration Interface – The Administration Interface module of the QFund solution provides various features facilitating Application Setup, Store Set up, Employee Management, Access Controls Definition, Business Rules Management, Transactions, Check Cashing, Bank Deposit, and Reports.

Storefront Interface – The Storefront interface of QFund provides various features such as Borrower, Loan Transactions, Cash Management, Check Cashing, Daily Processing, and Reports.

Internet Loans Interface – The Internet loans interface provides features to manage loans applied online by the customers, document management, loan processing & transactions and collections management.

Reports – The QFund solution has comprehensive reporting capabilities with a number of reports that can be generated at both the Admin interface and Storefront interface.


Product Offerings

  • Store Front Application
  • Payday Loan
  • Check Cashing
  • Installment Loan
  • Title Loan
  • Auto Equity Loan
  • Currency Exchange
  • Debit Card Loan
  • Money Transfer
  • Bill Payment

Product Strength

  • 6000 + store implementations in North America & UK
  • 6 of the top 15 players in this business domain are QFund users
  • Largest workforce for a software provider in the industry
  • Unparalleled domain experience & business understanding
  • Intuitive user interface - Fast, hassle - free and easy to train.
  • Reliable, Available, Scalable, Secure & Modular Technology Platform
  • Analytical reporting to supplement transactional reporting

Interface & Integration

  • SSL - VeriSign Certified
  • BACS and CHAPS payment enabled
  • Real Time Debit Card payment to process transaction.
  • Quick Address Search
  • Check Printing & Scanning
  • Web Cam Integration
  • Direct Debit
  • Third Party risk assessment
  • Third Party collections
  • Third Party accounting Packages
  • Electronic document management with sign-pad integration
  • Customized risk assessment

Built on J2EE based open architecture, QFund system is integration/interface friendly as it has built in interfaces with many third party systems addressing various client needs. QFund system is integration-ready with several third party applications such as Risk Assessment, ID Verification, Banks, Accounting applications, Payroll Processing applications, ACH Management, Fax Servers, E-Mail Servers, etc. The storefront application is readily integrated with risk assessment engines such as Veritec, Teletrack, Blackbook, etc. For ID verification QFund is integrated with Lexis Nexi.

Concentric Services

  • Hosting & Infrastructure Services
  • 24 X7 Remote Application Maintenance
  • 12X6 End User Support
  • Help & user manuals in electronic and print media
  • Data back-up & Archiving
  • Data Replication Services
  • Upgrade Management
  • Disaster Recovery Management
  • Basic Training Services
  • Build Management & Release Management
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